Heat canola oil in a heavy skillet over medium heat.

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Cook garlic cloves in hot oil, turning once, until brown on both sides, 4 to 5 minutes.

Smash garlic cloves in skillet with a fork.

Stir pinto beans, cumin, chili powder, and salt into mashed garlic and cook until beans are thoroughly heated, about 5 minutes. Stir occasionally.

Smash bean mixture with a potato masher to desired texture. Squeeze lime juice over smashed beans and stir until combined.